Most people come to us at a turning point: a retirement date in view, a redundancy, a business sale, money inherited, Pick the one that sounds most like you and see where our advice usually starts.
Financial Advice
One view of everything you have from an independent financial adviser: pensions, savings, property and investments, and a plan that connects them.
Retirement Planning
Retirement planning and pension advice in one place, so you know when you can afford to retire.
Pension Advice
Old schemes, new ones, and the ones you have lost track of. We will tell you what they are actually worth.
Investment Services
Portfolios selected according to your plan, your timescale, and the level of risk that genuinely suits you.
Who we help
Wherever you are, we have been here before
Approaching retirement
Working out whether the date you have in mind is realistic, and what you would have to live on if you took it.
- Find out what your pensions could actually support.
- Decide what to do with old workplace pensions.
- Understand your options for taking an income.
Already retired
Drawing an income and wanting to understand if it could last, and they you are not paying more tax than you need.
- Review whether your income is sustainable for the long term.
- Reduce the tax you pay on what you draw.
- Check how it is invested now you need it
Business owners and directors
Planning an exit, or drawing from a company you still run, and wanting the pension and the sale to work together.
- Take money out of the business in the most efficient way.
- Use pension contributions the company can make on your behalf.
- Plan around a sale, so the proceeds land where they are useful.
Coming into money
An inheritance, a settlement or a sale has landed, and the question is what to do with it before it sits idle
- Work out what to keep accessible and what to invest.
- Understand the tax that applies before you commit.
- Fit the money into a plan rather than treating it separately.
