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Reeves Group brings together financial advice, wealth management and mortgage firms under one roof. Thirty years on from where we started, our focus hasn't changed: helping people make good decisions about their money.
Our BrandsI want financial advice
Independent financial advice for individuals, families and business owners, covering retirement planning, pensions and investments.
I own an advice firm
Succession, acquisition and partnership for advice firm owners, whether you're planning an exit now or thinking several years ahead.
Our other brands
Financial advice and continuing service for established client relationships across the group.
Mortgages, protection and wealth management advice from our team in Edinburgh.
Retirement Planning
We help you plan the retirement you want, from working out your likely income to deciding how and when to take it, then look after you throughout. Every plan is tailored to you.
Learn moreRetirement Planning
Financial Advice
We look at how your pensions, savings and wider finances fit together, so your retirement plan holds up as things change. Independent advice, built around what you’re working towards.
Learn moreInvestment Services
How your money is invested should follow your retirement plan, not lead it. We build around your timescale and the risk that suits you. You’ll always know what you hold, what it costs and why.
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How to manage a Self Invested Personal Pensions (SIPPs)
A self invested personal pension gives you control over your retirement investments and how they are managed.
A self invested personal pension, or SIPP, is a type of defined contribution pension that gives you greater choice over your investments. You manage your SIPP, including your investment decisions. Compared to most workplace pensions which are managed by a company.
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We understand your circumstances, existing pensions, objectives and plans for retirement.
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We assess whether a SIPP is appropriate and consider your investment needs, objectives and attitude to risk.
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We provide personal advice on your SIPP and its investment strategy, explaining the options, risks and costs.
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We can review your circumstances and provide ongoing advice, helping you keep your pension strategy aligned with your goals.
A SIPP can give you a broader range of investment options than some other pension arrangements. We can help you understand the choices available and recommend an investment approach based on your objectives, attitude to risk and capacity for loss.
Our advisers consider your existing pensions, financial circumstances, retirement objectives and wider financial plan before recommending whether a SIPP and its investment approach are suitable for you.
A SIPP is self invested, which means you remain responsible for managing your pension and making investment decisions. We provide advice and recommendations, but we do not manage your SIPP for you.
Your circumstances and retirement plans can change over time. Ongoing advice can help you review your SIPP and investment strategy and consider whether changes may be appropriate.
If you have existing pension arrangements, we can assess whether a SIPP could have a role within your wider retirement strategy. Any transfer recommendation would take account of the benefits, costs and risks involved.
Client Story
Martin came to Reeves at 55 wondering whether he could afford to retire early. We reviewed his pensions, identified a projected £42,000 shortfall and explored how restructuring his arrangements could better support the retirement he wanted.
FAQs
How does a SIPP work?
A SIPP is a type of personal pension that allows you to choose from a wider range of investments, subject to the provider’s terms. You remain responsible for managing your SIPP and making investment decisions. If you want professional guidance, our advisers can provide advice on your pension and investment strategy.
How to set up a SIPP?
Setting up a SIPP typically involves choosing a suitable provider, opening the pension, deciding how much to contribute and selecting investments. Before setting one up, it is important to consider whether a SIPP is appropriate for your circumstances. Our advisers can assess your existing pension arrangements and provide personal advice on your options.
Are SIPPs inheritance tax free?
Setting up a SIPP typically involves choosing a suitable provider, opening the pension, deciding how much to contribute and selecting investments. Before setting one up, it is important to consider whether a SIPP is appropriate for your circumstances. Our advisers can assess your existing pension arrangements and provide personal advice on your options.
TOOLS
Quick, free, and no details required. Each one gives you a rough picture you can bring to a conversation with an adviser.
Straightforward writing on pensions, retirement, tax and investments.
General
• 3 min read
by Reeves Team
Retirement
• 23 min read
by New Client Team
Pensions
• 8 min read
by Pre-Retirement Team
