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Reeves Group brings together financial advice, wealth management and mortgage firms under one roof. Thirty years on from where we started, our focus hasn't changed: helping people make good decisions about their money.
Mortgages, protection and wealth management advice from our team in Edinburgh.
Retirement Planning
We help you plan the retirement you want, from working out your likely income to deciding how and when to take it, then look after you throughout. Every plan is tailored to you.
We look at how your pensions, savings and wider finances fit together, so your retirement plan holds up as things change. Independent advice, built around what you’re working towards.
How your money is invested should follow your retirement plan, not lead it. We build around your timescale and the risk that suits you. You’ll always know what you hold, what it costs and why.
What should you do after getting your results from our pension calculator?
Compare the figure with the retirement you want. If there’s a gap, a free review with the Reeves Team can help you weigh up which option suits you.
When can I retire and take my pension?
You can usually take money from a private or workplace pension from age 55, rising to 57 from 6 April 2028. Your State Pension starts at State Pension age, which is 66 and rising to 67 between 2026 and 2028.
How much do I need in my pension pot to retire?
It depends on the lifestyle you want and any other income you’ll have, such as the State Pension. Start with what you spend now and think about what will change. Our calculator then shows how close your pension pot gets you.
How much of my pension can I take tax-free?
You can normally take up to 25% of your pension tax-free, up to a limit of £268,275 for most people. The rest is taxed as income when you take it. Our calculator does not take tax off the figures it shows.
How accurate is a pension calculator?
It gives an estimate, not a promise. Results depend on growth, charges and inflation, and nobody can predict those. That’s why we show a low and a high figure. For a plan based on your full circumstances, speak to an adviser.
Which pension calculator should you use?
We recommend ours, as it answers the two questions most people have: how much could I have, and when could I retire?The one we would recommend trying alongside ours is MoneyHelper’spension calculator, which forecasts the likely pension income you’ll get when you retire.