• Dunsmuir House
• 154 Dunsmuir Grove
• Gateshead
• UK, NE8 4QL

• Tel: 0871 271 1280 (9 to 5)
• Fax: 0191 477 7791
• Mobile: 07860 391250
• Email: nigel@reevesifa.com

Services

Miscellaneous

Independent Financial Advice

Home Ownership Programmes

Financing a home, for most of us, is an ongoing process. It involves arranging a loan and paying interest on a relatively large, secured debt (known as a mortgage). Without this debt, most people would not be able to buy property.

Having acquired the debt most people need to decide how to repay that debt. There are a options how and when to do this.

Life does not always go to plan. There may be times ahead when problems may occur. Prudent planning and discussions may suggest a need for some insurance's to protect your self against such risks.

At Reeves Independent we offer experienced opinion and knowledge to help clients make the most appropriate decisions.

Buying a home for most people is the largest financial purchase of their lives. The purchase is motivated by the need to have somewhere to live. For others however, property purchase is much more than a home. It is a serious investment as well. It features as part of an investment portfolio. It is part of their pension planning. The investment considerations have equal weightings together with home consideration when making the decisions . We help and advise all clients with their investment decisions when it comes to home ownership.

At another level we have clients that buy property only for investment purposes. We are experts in this area having been investing since 1990. Property can produce amazing investment returns when understood. We have services for land lords and investors.

Whether buying for a home, or investment, or both, we are able to help clients find the right loan for your circumstances. Some clients may even struggle to get the loan that they want - we may be able to help here too. For our retainer clients, we review the loan annually to see if there is a better more appropriate loan that possible costs less money.

There are different ideas on how to repay the mortgage. Some clients want to ensure that the mortgage is paid off early, others do not even want to repay the loan! Again, we can advise on the options and give an educated appraisal of the best solution for individuals needs and circumstances. Since lives change, it is important to review decisions. Again our retainer clients get an annual appraisal of their decisions.

Planning and understanding what threats may be around the corner are essential if ones home and investment is to remain secure in the long term. Understanding how you are able to cope with certain circumstances in vital. So too is knowing what your options are. We advise and explain on all of these. The risks are different for expensive property compares to lower value property; investment properties compared with homes.

To summarise Reeves independent has a range of service whether the client wants ongoing help and support or just one off help. We offer expertise for serious property investors or first time buyers. The service required will be different but the service remains the same - quality and consistent.

If you are a landlord or want to be a landlord, click here.

Plan A

People wanting help in home purchase.

Plan B

People wanting the most efficient costs whilst owning their homes

Plan C

People that see their homes as a serious investment

Genuine care for clients. Value for money. Focussed quality.